Flexible Capital When You Need It Most
A Merchant Cash Advance (MCA) is a flexible financing solution designed for businesses that rely on consistent credit card receivables. An MCA provides a lump sum of capital that can be accessed quickly, with repayment tied to a small percentage of your daily credit card or bank account transactions. Unlike a traditional loan, an MCA is based on your business’s future receivables, making it an accessible funding option for many businesses.

• Quick Access to Funds Get the capital you need without lengthy approval processes. Funds may be available in as little as 24 to 48 hours.
• Flexible Repayment Structure Repayments are automatically deducted from your daily credit card or bank account transactions, providing flexibility based on your sales volume.
• Not a Traditional Loan An MCA is not considered a traditional loan because it is based on future receivables rather than current credit status.
• Lump Sum Payment Receive a lump sum of capital that can be used for a variety of business needs, including inventory purchases, equipment upgrades, or operational expenses.

To qualify for our Merchant Cash Advance program, you will typically need:

• At least 5 months in business
• Flexible credit acceptance — businesses with challenging credit may still qualify based
  on revenue performance
• Preferred minimum monthly revenue of $10,000

1. Completed Application
   Complete our simple application form to begin the process.
2. Recent Bank Statements
   Provide 3 to 6 months of recent bank statements (preferred) so we can evaluate your business cash flow.

If approved, funds may be deposited directly into your account within 24 to 48 hours.

Funding Details

• Advance Amounts: $5,000 to $400,000
• Competitive Offerings: Flexible and competitive funding options designed to meet your
  business needs
• Duration: Repayment terms ranging from 60 days to 18 months
• Fast Decision Process: Decisions may be made within 24 hours, with funding
  potentially available the next business day

Take Action Now!

Don’t let cash flow challenges slow your business growth. Contact us or apply now to learn how our Merchant Cash Advance solutions can provide the financial support your business needs.

Apply Now