Funding Options
Equipment Finance
An equipment lease agreement is a contractual agreement where the lessor, who is the owner of the equipment, allows the lessee to use the equipment for a specified period in exchange for periodic payments.
Oil magnate Paul Getty once said, “If it appreciates, buy it. If it depreciates, lease it.” Leasing depreciating assets makes sense. We support a wide variety of equipment over terms from 12 months to 84. With fast easy approvals, we are here to help you get the equipment you need for your business.
Working Capital
Working capital is a great product to help you increase your cash flow to meet short term needs. Working capital is fast, easy and unsecured. If you recently won a new contract and need capital to reach new heights, working capital could be the solution for you. Unexpected expenses, we have you covered.
Invoice Factoring
Invoice finance let you put your receivables to work for you. Unlock funds tied up in invoices so you can run and grow your business. Up to 90% of the invoice value can be recouped, fees are deducted when the invoices are rectified by your partners. This is an opportunity to improve cash flow, make payroll, engage new opportunities or deal with unanticipated expenses.
Merchant Cash Advance
A merchant cash advance is a great fit for businesses that need capital and have regular credit card receivables as an anchor of their business. An “MCA” offers a lump sum of capital that can be available quickly and is recouped over time using a small percentage of daily credit card or checking account transactions. This is not considered a loan, as it is based on the business’s future receivables, discounted over time.
Term Loans
A term loan is a capital loan secured with the business’s credit and/or business assets, that is repaid in regular payments over a set period of time. A term loan typically has a fixed interest rate and is paid back over a number of years. A term loan may be right for you if you are expanding, consolidating debt or are interested in a fixed monthly investment to help with the business cash flow.
SBA
This is a business loan backed by the Small Business Administration. While anyone can apply for an SBA loan, they can be hard to get approved, take time and thorough submission of materials. If your business has the time, an approved SBA has a preferred rate and duration that is very helpful to new and existing businesses. Our dedicated specialists will help you navigate the protracted process and comprehensive submission needed to achieve approval.
Ready to Get Started?
Apply for funding right now or if you have questions contact our friendly staff